The platform

A complete financial intelligence engine

Zinrve turns fragmented financial data into a living, real-time model of your business — with the forecasting, risk detection and scoring tools to act on it.
Platform

Everything you need to see money clearly

Zinrve brings the full picture of your financial life into focus — from raw, fragmented inputs to decision-ready intelligence.
Unified data integrationConnect banks, mobile money, POS systems and even paper records or transaction screenshots into one continuously updated financial layer.
Real-time forecastingMachine-learning models project cash flow and financial trends up to 90 days ahead so you can plan with confidence.
Proactive risk detectionAutomatically surface anomalies, fraud signals and potential cash shortages before they become problems.
Visual dashboardsTurn complex financial data into clear, accessible analytics for both non-experts and professionals.
SME credit scoringVerified financial health scores enable faster, more accurate lending decisions and help bridge the financing gap.
Operational metricsTrack inventory turnover, payment behaviour and other signals to measure real business performance.
Ingestion
Every source, one modelZinrve connects bank APIs, mobile-money wallets and POS terminals, and can even read paper records and transaction screenshots. Everything is reconciled into a single, continuously updated ledger.
  • Automatic categorisation
  • Duplicate & error detection
  • Formal and informal inputs
01
Prediction
Forecasts you can plan aroundOur models learn the rhythm of your business to project cash position up to 90 days ahead — flagging shortfalls early enough to act on them.
  • 90-day cash-flow horizon
  • Scenario comparison
  • Seasonality-aware models
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Decisioning
Scores lenders can trustVerified financial health scores translate messy reality into a clear signal, helping institutions assess SME borrowers quickly and fairly.
  • Explainable scoring
  • Consent-based sharing
  • Audit-ready history
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How it works

From fragmented records to real-time intelligence

Three steps to a single source of financial truth.
01
Connect your dataSecurely link bank feeds, mobile money, POS and accounting tools — or upload informal records. Zinrve normalises everything into one model.
02
Let the models workOur machine-learning engine builds a live financial health profile, forecasts cash flow and continuously scans for risk and fraud signals.
03
Act with confidenceRead clear dashboards, share verified health scores with lenders and make data-driven decisions — even in low-bandwidth environments.
Security & trust

Enterprise-grade protection for sensitive data

Financial data deserves the highest standard of care. Security is built into every layer of Zinrve.
Encryption everywhereData is encrypted in transit and at rest. Credentials for connected sources are tokenised and never stored in plain text.
Privacy by designYou stay in control of what is connected and shared. Financial health scores are only released with your explicit consent.
Continuous monitoringAnomaly and fraud detection runs around the clock, alerting you to unusual activity as it happens.
Built for the fieldOptimised for low-bandwidth environments with multi-currency and local-language support out of the box.

See your financial future clearly

Join the businesses and lenders using Zinrve to turn scattered financial data into confident, real-time decisions.