Unified data integration

Every financial source, unified in one live model

Zinrve connects bank accounts, mobile money wallets, POS terminals, spreadsheets and even paper records into a single, continuously reconciled view of your business.
Supported data connectors
40+
Typical time to first sync
< 5 min
Automatic categorisation accuracy
99.2%
Overview

Built for how money actually moves in emerging markets

Most SMEs operate across a patchwork of channels: a business bank account, two or three mobile money wallets, a POS terminal, cash sales noted in a ledger and supplier invoices received over messaging apps. Traditional tools only see a fraction of that picture.

Zinrve was designed for this reality. Our integration layer ingests structured feeds through secure APIs and unstructured inputs through document intelligence, then normalises everything into one consistent financial model that updates as new transactions arrive.

The result is a single source of truth that powers every forecast, risk alert and credit score on the platform.

Capabilities

What is included

Bank connections

Read-only, consent-based access to business and personal accounts through regulated open-banking partners.

Mobile money wallets

Sync transaction history from leading mobile money providers, including merchant and agent wallets.

POS and payment terminals

Import card and QR payment settlements to reconcile daily takings against bank deposits.

Spreadsheets and statements

Upload CSV, Excel or PDF statements. Columns and formats are detected and mapped automatically.

Paper records and screenshots

Photograph receipts, ledgers or transaction screenshots. Document intelligence extracts the figures for you.

Continuous reconciliation

Duplicates are removed, transfers between your own accounts are matched and every entry is categorised.
How it works

From scattered inputs to one ledger

  1. Connect

    Link accounts with explicit consent or upload files. You choose exactly which sources Zinrve can read.
  2. Normalise

    Currencies, date formats and descriptions are standardised into a single schema across every source.
  3. Reconcile

    Internal transfers are matched, duplicates removed and transactions categorised with confidence scores.
  4. Stay current

    Connected sources refresh automatically, so your financial model is always up to date.
In practice

What teams use it for

Real outcomes our customers achieve with Zinrve every day.
  • Daily cash position

    Know exactly how much money is available across every account and wallet each morning.
  • Loan application packs

    Produce a verified, multi-source transaction history that lenders can rely on.
  • Month-end close

    Replace manual spreadsheet consolidation with an automatically reconciled ledger.
FAQ

Frequently asked questions

See your financial future clearly

Join the businesses and lenders using Zinrve to turn scattered financial data into confident, real-time decisions.