Real-time forecasting

See your cash position 90 days before it happens

Zinrve learns the rhythm of your business — seasonality, payment cycles and customer behaviour — to forecast cash flow you can actually plan around.
Forward forecasting horizon
90 days
Median 30-day forecast error
±8%
Automatic model refresh
Daily
Overview

Forecasts that understand irregular income

Generic forecasting tools assume steady monthly revenue. Real businesses in emerging markets face harvest seasons, holiday peaks, delayed supplier payments and customers who pay in instalments.

Our models are trained to recognise these patterns. They combine your historical transactions with recurring obligations, known receivables and seasonal signals to produce a forward-looking view with transparent confidence ranges.

Every forecast refreshes as new data arrives, so your plan adapts the moment reality changes.

Capabilities

What is included

Seasonality detection

Automatically identifies weekly, monthly and seasonal cycles in your revenue and spending.

Recurring obligations

Rent, payroll, loan repayments and subscriptions are detected and projected forward.

Scenario planning

Model what happens if a large customer pays late, sales drop or you take on new stock.

Confidence ranges

Every projection shows a likely range, not a single number, so you understand the uncertainty.

Shortfall warnings

Get notified weeks in advance when your projected balance is likely to dip below a safe threshold.

Explainable drivers

See which inflows and outflows drive each forecast so you know where to take action.
How it works

How a forecast is built

  1. Learn the history

    Models analyse your unified transaction history to understand typical patterns.
  2. Add what is known

    Scheduled payments, open invoices and recurring costs are layered on top.
  3. Project forward

    A probabilistic forecast is generated for the next 90 days with daily granularity.
  4. Adapt continuously

    As each new transaction lands, the forecast is recalculated and alerts are updated.
In practice

Decisions it supports

Real outcomes our customers achieve with Zinrve every day.
  • Stock purchasing

    Time inventory orders to periods when cash is comfortably available.
  • Payroll confidence

    Know weeks ahead whether you can cover wages without short-term borrowing.
  • Right-sized borrowing

    Borrow only what you need, when you need it, based on projected gaps.
FAQ

Frequently asked questions

See your financial future clearly

Join the businesses and lenders using Zinrve to turn scattered financial data into confident, real-time decisions.