Retail and merchants

Every sale, every channel, one clear view

Zinrve helps shops, distributors and merchants reconcile takings across cash, card and mobile money — and understand true performance daily.
Automated takings reconciliation
Daily
Cash, card, QR and mobile money
All channels
Less time on manual reconciliation
-80%
Overview

Multi-channel sales without the reconciliation headache

Modern merchants accept cash, card, QR codes and several mobile money providers. Each channel settles differently, making it hard to know what was actually earned on any given day.

Zinrve reconciles every channel automatically, matches settlements to bank deposits and highlights gaps. Owners see daily takings, margins and stock turnover without manual spreadsheet work.

With consistent, verified sales data, merchants can access working capital to restock ahead of peak periods.

Capabilities

What you get

Settlement matching

Match POS and wallet settlements to bank deposits automatically.

Inventory turnover

Understand how quickly stock sells and where cash is tied up.

Peak-period planning

Forecast demand-driven cash needs ahead of holidays and events.

Cash discrepancy alerts

Spot missing takings or unusual refunds as they happen.

Branch comparison

Compare performance across locations side by side.

Working capital access

Use verified sales history to secure stock financing.
How it works

A typical merchant day with Zinrve

  1. Morning summary

    Review yesterday’s takings across all channels.
  2. Live monitoring

    Track sales and alerts throughout the day.
  3. Automatic close

    Settlements are reconciled without manual work.
  4. Plan ahead

    Forecasts guide restocking and spending decisions.
In practice

Where merchants see results

Real outcomes our customers achieve with Zinrve every day.
  • Multi-branch shops

    Consolidated visibility across every location.
  • Wholesale distributors

    Track buyer payment behaviour and credit exposure.
  • Online and offline sellers

    Combine marketplace and in-store revenue.
FAQ

Frequently asked questions

See your financial future clearly

Join the businesses and lenders using Zinrve to turn scattered financial data into confident, real-time decisions.